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Cruising Tips

Buying A Fishing Boat Is Easy And Affordable

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Buying A Fishing Boat Is Easy And Affordable

Fishing from a boat is great fun for the whole family. It gives you access to those special fishing spots that can’t be reached by land. Best of all, once you own a boat, every weekend is a family vacation.

Many people are surprised by how affordable it is to buy a fishing boat. But with so many options available, choosing one that fits your needs and budget can seem a bit daunting. To help simplify the process, here are a few tips for first-time buyers from the experts at the Recreational Boating and Fishing Foundation (RBFF).

1. How will you use it? Although fishing may be your primary activity, are there other things your family might want to do, such as water-skiing or cruising? Consider how many people you’ll want to accommodate.

2. Where will you go? Do you plan to go on a lake, river or larger body of water, such as the Great Lakes or the ocean? If you plan to use your boat for overnight trips, look for one with a cabin, head and galley.

3. What’s your budget? In assessing costs, factor in operating expenses such as fuel and maintenance, as well as dry-stack storage or slip fees if you plan to dock at a marina. If it starts looking a bit pricey, don’t fret. A basic rowboat and trolling motor can be had for less than ,000. You can also save by trailering your boat and using it for day trips.

4. New or used? If your budget is tight, a used boat is a good alternative. If you go for a new one, make sure it is National Marine Manufacturers Association (NMMA) certified.

5. Financing. Boats can be financed for extended terms, which helps keep the monthly payment low. Get in touch with a National Marine Bankers Association (NMBA) lender, or visit DiscoverBoating.com for more tips and a handy loan calculator.

6. Test the waters. Before you buy, rent a boat from a local marina and go fishing for the day. It’s a great way to get the family hooked and helps you decide on the right boat for you.

Visit takemefishing.org for more boat-buying tips and information on where to fish in your area. The site also includes boat show and dealer listings. There’s even a section with information on blue book values to help you get the best deal on your boat.

Fishing from a boat is fun for the whole family.

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Cruising Tips

Now You Too Can Beat Speeding Tickets – Easy Tips To Help You.

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Now You Too Can Beat Speeding Tickets – Easy Tips To Help You.

So you are it yet again, cruising down the highway in your stylish Porsche 911 Turbo, with the sun roof open and the wind blowing through your hair. Its Friday today, and you’re all stoked up as the weekend lies ahead. Everything seems just perfect! But, then it happens. There it is again, that menacing sound struggling to drown out your CD player. Just when you shoot a quick glance at your rearview mirror, that perfectly happy face turns into a tight frown. Sure we all know that mean…oh boy! you are been pulled over. How you wish it was not those annoying red and blue lights again. Perhaps you change lanes and hopes he goes the other away, but as it turns out he’s in fact chasing you.

Ah, those wonderful speeding tickets. Sure, you were going 76 in a 65 lane. Or maybe you were simply trying to keep up with the flow of traffic. Hey, whatever you do, “thank you” is the last word you need to say, after he passes you the ticket. Now who doesn’t hate speeding tickets, that’s for sure everyone does! Personally, no matter who you are or how wealthy you are, no one wants those dreadful speeding tickets. Sure, I remember the first time I received one when I was 19 years old. I was cruising home from college in my neat little Mazda Miata, which was one of those fun cars to drive in. Unfortunately cops are always looking out for sports cars. And apparently the colors red and black seem to get the worst.

Though it may have seemed quite inevitable, I was pulled over and handed the lousy speeding ticket. No matter how much I dreaded and hoped, I still got stuck with it. Now what to do? The next thing I did was talk to my older brother about speeding tickets, and then decided to show up in court and plead it out. My court date arrived and I must admit that I was quite nervous.

Luckily the judge turned out to be rather compassionate. I pleaded with her and she said it will not go against my record. At the end, I had to pay up a ticket fee and court costs, but that was the end of it. Showing up at court was a better choice rather than simply sending in a payment. In any case when it comes to speeding tickets, you clearly and simply don’t want them. This can cause your insurance to shoot up! Now, that’s not good for the old bank account.

How many speeding tickets have you received over the years? I hope there aren’t too many. Despite the consequences, you should try and have your ticket resolved as best you can. Of course if you can avoid it going on your record, you’re doing well. Obviously the best way is to not get speeding tickets by sticking with the posted speed limit. On the other hand if you do receive a ticket and you feel as though it was wrongly issued, I suggest pleading it out. No mater what make the officer prove it was you speeding past his radar gun.

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